Atlas
said
in
a
press
release
that
the
new
platform
aims
to
fill
what
it
views
as
a
“critical
gap
left
by
traditional
lenders.”
A4
Credit
Partners
offers
short-term,
asset-backed
financing
—
including

fix-and-flip
loans
—
that
are
designed
to
deliver
strong,
risk-adjusted
returns
and
a
liquidity
feature
for
its

investor
base.

“The
launch
of
A4
Credit
Partners
marks
a
significant
expansion
into
a
niche
lending
market
that
is
increasingly
underserved,”
Arvind
Chary,
managing
partner
and
co-founder
of
Atlas
Real
Estate
Partners,
said
in
a
statement.
“We
see
an
opportunity
to
deliver
strong
yields
to
investors
through
quarterly
cash
distributions,
while
providing
borrowers
with
efficient,
reliable
access
to
capital
for
residential
transitions
and

renovations,
historically
provided
by
hard
money
lenders.” 

Atlas,
which
was
founded
in
2010,
said
it’s
leveraging
its
“15-year
track
record
of
successful
underwriting
and
execution”
to
create
a
new
platform
grounded
in
“institutional
credit
discipline.”
The
firm
primarily
focuses
on
the

multifamily
housing
space,
acquiring
and
developing
some
10,000
units
since
its
inception.

The
company
explained
that
A4
utilizes
a
balance-sheet
lending
model
to
generate
fast,
in-house
loan
approvals
with
conservative
leverage
ratios
and
“personal
alignment
of
interests
through
significant
co-investment.”
It
focuses
on
off-market
opportunities
and
stronger
credit
profiles
through
its
relationships
with

mortgage
brokers
and
borrowers.

“Our
strategy
at
A4CP
is
to
combine
operational
insight
with
financial
rigor,”
managing
partner
Nick
Marcello
said.
“Having
led
similar
lending
platforms,
I
understand
what
borrowers
expect
from
private
mortgage
lenders:
clear

underwriting
guidelines
that
allow
for
quick
closing
timelines,
surety
of
execution
and
attractive
rates.
A4CP
is
designed
to
deliver
predictable
capital
in
a
market
where
reliable
financing
is
often
scarce,
expensive,
or
volatile.”