That
figure
is
up
5.8%
from
the
same
period
a
year
ago
and
up
1.1%
from
the
same
time
period
two
years
ago.

“Foreclosure
activity
continued
its
upward
trend
in
the
first
half
of
2025,
with
increases
in
both
starts
and
completed
foreclosures
compared
to
last
year,”
said

Rob
Barber,
CEO
at

ATTOM.
“While
the
overall
numbers
remain
below
pre-pandemic
levels,
the
persistent
rise
suggests
that
some
homeowners
are
still
facing
financial
challenges
amid
today’s
housing
and
economic
landscape.”

A
total
of
140,006
U.S.
properties
started
the
foreclosure
process
in
the
first
six
months
of
2025,
up
7%
from
the
first
half
of
last
year
and
up
41%
from
the
first
half
of
2020.

States
that
saw
the
greatest
number
of
foreclosure
starts
in
the
first
half
of
2025
included

Texas
(17,680
foreclosure
starts),

Florida
(15,198
foreclosure
starts)
and

California
(14,751
foreclosure
starts).

States
that
saw
the
greatest
increases
in
foreclosure
activity
compared
to
a
year
ago
in
the
first
half
of
2025
included
Alaska
(up
55%),
Rhode
Island
(up
51%)
and
Wyoming
(up
46%).

Nationwide,
0.13%
of
all
housing
units,
or
one
in
every
758,
had
a
foreclosure
filing
in
the
first
half
of
2025.
In
June
2025
alone,
one
in
every
4,361
properties
had
a
foreclosure
filing
nationwide.

States
with
the
worst
foreclosure
rates
in
the
first
half
of
2025
were
Illinois
(0.23%
of
housing
units
with
a
foreclosure
filing),
Delaware
(0.23%)
and
Nevada
(0.21%).

Among
the
225
metropolitan
statistical
areas
with
a
population
of
at
least
200,000,
those
with
the
worst
foreclosure
rates
in
the
first
half
of
2025
were
Lakeland,
Fla.
(0.29%
of
housing
units
with
foreclosure
filings);
Columbia,
S.C.
(0.28%);
and
Chicago,
Ill.
(0.26%).

Lenders
foreclosed
(REO)
on
a
total
of
21,007
U.S.
properties
in
the
first
six
months
of
2025,
up
12%
from
the
first
half
of
2024
but
down
7%
from
the
first
half
of
2023.

Texas
saw
the
greatest
number
of
REOs
at
2,207
and
was
followed
by
California
(1,799
REOs);
and
Pennsylvania
(1,461
REOs).

Q2
2025
Data

There
were
a
total
of
100,687
U.S.
properties
with
a
foreclosure
filing
during
Q2
2025,
up
7%
from
the
previous
quarter
and
up
13%
from
a
year
ago.
One
in
every
1,413
housing
units
had
a
foreclosure
filing
in
Q2
2025.

States
with
the
worst
foreclosure
rates
were
South
Carolina
(one
in
every
874
housing
units
with
a
foreclosure
filing),
Illinois(one
in
every
877
housing
units)
and
Florida
(one
in
every
881
housing
units).

In
June
2025,
21,782
U.S.
properties
started
the
foreclosure
process,
down
10%
from
May
2025
but
up
17%
annually.
Lenders
completed
the
foreclosure
process
on
3,892
U.S.
properties
in
June
2025,
up
1%
from
the
previous
month
and
up
35%
from
June
2024.