UWM, Chase roll out temporary mortgage pricing incentives
United
Wholesale
Mortgage
(UWM)
on
Wednesday
announced
a
75-basis-point
pricing
incentive
for
eligible
conventional
and
government
refinance
loans,
along
with
a
$600
appraisal
credit
for
eligible
conventional
and
government
purchase
loans.
The
company
confirmed
that
the
75-bps
incentive
applies
to
new
rate
locks
through
March,
while
the
$600
appraisal
credit
will
be
available
through
April.
UWM
said
the
incentives
are
a
“win-win”
for
independent
mortgage
brokers
and
borrowers,
and
they’re
designed
to
help
brokers
compete
in
both
the
refinance
and
purchase
markets
while
offering
savings
to
borrowers
who
want
to
lower
their
monthly
payments
or
buy
a
home.
Wednesday’s
announcement
follows
a
separate
pricing
incentive
introduced
earlier
this
year
to
recognize
the
company’s
40th
anniversary.
That
incentive
ended
on
Feb.
27.
The
offering
closely
follows
UWM’s
full-year
and
fourth-quarter
2025
earnings
announcement,
in
which
the
company
closed
$163.4
billion
in
mortgages
in
2025,
up
17%
from
2024.
Separately,
Chase
Home
Lending
recently
announced
a
limited-time
rate
sale
for
new
purchase
and
refinance
loans,
available
to
eligible
borrowers
nationwide
through
March
8.
During
the
promotional
period,
borrowers
can
access
personalized
interest
rate
discounts
aimed
at
lowering
monthly
payments.
The
offer
can
be
combined
with
other
company
programs,
including
relationship-based
pricing
discounts,
for
additional
savings.
Customers
in
select
locations
may
lock
in
a
rate
for
up
to
60
days,
the
company
said.
Chase
has
offered
previous
rate
incentives.
In
August
2025,
the
company
offered
temporary
discounts
on
purchase
loans.
